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	<title>Student Loan Choices - Recent Entries</title>
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		<title>If my lender grants me forbearance, will my payments be higher at the end of the forbearance period?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=24</link>
		<description>If you do not make at least interest payments during your forbearance period, the interest will be capitalized.  This could result in higher monthly payments.  How much your payments increase depe ...</description>
		<author>Karin Byrd</author>
		<pubDate>Tue, 18 Mar 2008 15:28:42 GMT</pubDate>
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		<title>I have been enrolled in school.  I thought my loans would automatically be deferred.</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=23</link>
		<description>Never assume that a deferment is automatically granted on your loans.  It is your responsibility to apply for deferments and make sure they are processed.  Certain in-school deferments are only fo ...</description>
		<author>Karin Byrd</author>
		<pubDate>Tue, 18 Mar 2008 15:05:18 GMT</pubDate>
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		<title>I am already defaulted…now what do I do</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=11</link>
		<description>Unfortunately it is too late to get into a forbearance or deferment.  You should immediately contact the guarantor to set up payments. The loan can be rehabilitated with 10 consecutive payments to ...</description>
		<author>Jack Francis</author>
		<pubDate>Fri, 07 Mar 2008 14:51:18 GMT</pubDate>
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		<title>I am having trouble paying back my student loans.  What are my options?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=22</link>
		<description>
If you are having trouble making your student loan payments you might qualify for a deferment, forbearance, or another form of payment relief. Visit our Postpone Payments section to get more inf ...</description>
		<author>Jack Francis</author>
		<pubDate>Fri, 07 Mar 2008 14:44:21 GMT</pubDate>
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		<title>How will being in a forbearance/deferment affect my credit?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=2</link>
		<description>Being in a forbearance/deferment has no negative effect on your credit. Taking action now can save you from having the dreaded mark of default on your credit score.</description>
		<author>Jack Francis</author>
		<pubDate>Wed, 21 Nov 2007 19:46:08 GMT</pubDate>
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		<title>Is this help free for me?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=1</link>
		<description>Absolutely! These are YOUR rights that you are entitled to as a former student.</description>
		<author>Jack Francis</author>
		<pubDate>Wed, 21 Nov 2007 19:42:56 GMT</pubDate>
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		<title>Will I be responsible for the interest if I receive a deferment?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=19</link>
		<description>For a Subsidized Stafford Loan, the interest will be paid by the federal government for the deferment period. For Unsubsidized Stafford Loans you will be billed for the interest during deferment.</description>
		<author>Jack Francis</author>
		<pubDate>Wed, 21 Nov 2007 19:40:57 GMT</pubDate>
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		<title>What happens after I have submitted my form?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=16</link>
		<description>
Your application will be submitted for processing.  You will be notified in writing by mail whether or not your deferment or forbearance has been approved or denied. Your original payment schedu ...</description>
		<author>Jack Francis</author>
		<pubDate>Tue, 20 Nov 2007 23:39:27 GMT</pubDate>
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		<title>What if I am working and make to much money to qualify for deferment?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=9</link>
		<description>If you are working full time and make over 20% of your loan payment amount but are still struggling to make payments you may still qualify for forbearance.</description>
		<author>Jack Francis</author>
		<pubDate>Tue, 20 Nov 2007 23:39:13 GMT</pubDate>
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		<title>What if I have filled for Bankruptcy?</title>
		<link>http://www.studentloanchoices.com/resources/questions.php?questionid=4</link>
		<description>Student loans are no longer dischargeable in any chapter of bankruptcy unless you can prove that repaying the loan creates an undue hardship on you or your family.</description>
		<author>Jack Francis</author>
		<pubDate>Tue, 20 Nov 2007 23:38:45 GMT</pubDate>
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